The Revolving Fund for Humanity
Habitat houses are built at no profit and interest is not charged on the loans. Building costs are financed by a revolving fund
The fund, consisting of donations from individuals, corporations, churches and organizations dedicated to housing issues are used to purchase materials and pay for licensed labor. Families pay back the full cost of construction materials needed to build their home through a no-profit, no-interest mortgage. Mortgage payments are recycled into the building fund, which is used for the construction of more homes. To donate on-line to the fund, click here.
Revolving Fund Mission
What the poor need is not charity but capital, not caseworkers but co-workers. Money for the fund will come from shared gifts by those who feel they have more than they need and from non-interest bearing loans from those who cannot afford to make a gift but who do want to provide working capital. The fund does not give away money. It is not a handout.